A member-owned financial cooperative rooted in Rudolf Steiner's economic insights — serving practitioners, patients, and organizations across North America.
Rudolf Steiner envisioned an economic life where money serves human relationships — where capital flows toward the places where human need and human capacity meet.
A nonprofit financial cooperative with no shareholders seeking profit. Every member is an owner. Surplus earnings return to the community.
Your deposits fund loans within your community — fellow practitioners, Waldorf schools, biodynamic farms, and anthroposophic initiatives.
USD accounts insured up to $250,000 by NCUA. Full regulatory compliance. Safe, sound, and secure.
Pioneering Anthrobucks — a complementary community currency that embodies Steiner's threefold understanding of money.
Building relationships between producers, consumers, and mediators. Creating right prices and right economic relationships.
The Leaven cycle transforms aging currency into gifts for cultural and social initiatives — funding the spirit realm of our community.
Full-service banking you can trust, designed for the anthroposophic community.
Standard credit union accounts subject to all federal regulations and protections.
A complementary community currency embodying Steiner's economic insights.
Not federally insured. A complementary currency program administered by the credit union.
Steiner described money through three metamorphoses. Anthrobucks bring this imagination to life.
Buy Anthrobucks with USD. Spend at participating practitioners, schools, and farms.
AB flow through the community. Services and goods exchanged in living relationships.
~2% monthly aging discourages hoarding. Money must move to serve life.
Aged AB transform into Leaven — a gift currency for social good organizations.
Organizations convert Leaven to AB and spend in the network. The cycle continues.
A systematic approach to chartering a new credit union serving the anthroposophic movement.
Submit lightweight proposal to NCUA describing field of membership and organizing team. Secure letters of support from AHA, FHC, and partner organizations. Receive early regulatory feedback on feasibility.
Develop comprehensive business plan including membership projections, financial modeling, lending policies, technology platform selection, and detailed Anthrobucks program design. Build out board and secure initial deposit commitments.
Submit formal charter application to NCUA. Undergo regulatory review and examination. Prepare infrastructure, policies, and team. Open for membership and welcome our first members.
Anthroposophic physician and community organizer bringing deep experience in the anthroposophic health movement and vision for living economic relationships. Mark is committed to building financial infrastructure that serves human flourishing.
Product designer and software engineer passionate about technology serving human connection and community health. Bringing expertise in user experience design and technical implementation to build banking that serves the anthroposophic movement.
We are currently in the Proof of Concept phase and gathering support from founding organizations. Interested in becoming a partner organization or learning more about our vision?
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